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Help Sarah complete her thoughts about managing her monthly finances.
I need to _________________________ my budget this month because I overspent last week. I'm trying to _________________________ unnecessary expenses like takeout coffee. My goal is to _________________________ my emergency fund before the holidays.

stick to my budget - means to follow or adhere to your planned spending limits.

cut back on unnecessary expenses - means to reduce or decrease spending on non-essential items.

build up my emergency fund - means to gradually increase or accumulate money in savings.

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